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Project loan & collateral valuation officer

Job Overview

  • Quality-Control
  • Full time
  • As per the Institution salary scale
  • Addis Ababa, Addis Ababa
  • Senior-Level-Experienced

Job Description




Position: Project loan & collateral valuation officer

Place of Work: Head Office

Opening Date: December 31, 2018


About the Organization:


VisionFund Micro Finance Institution (S.C) is an Institution established according to proclamation No. 40/96 to provide financial services to the productive poor in the rural and urban areas of Ethiopia. VisionFund is currently operating in four of the Regional States of the country.

VisionFund MFI is currently looking for candidates for Project loan & collateral valuation officer role. The successful candidates will have skills and experience that meet the following requirements:


1.    Major Responsibilities

·       The Project Loan & Collateral Valuation Officer is responsible for the follow up of project loans with area offices and branch offices for its effectiveness with special focus on school loan. He/she shall actively engaged with partners during the project loan during project implementation period. Moreover, he/she shall handle the valuation of loan collaterals related to house and cars.


Collateral Valuation

·       Assists in conducting market research and survey activities;

·      Conducts inspection and/or appraisal of any property being offered as collateral; maybe houses, cars, etc

·       Solicits new project loans in accordance with specific periodic performance targets prescribed in the Institution’s business plan;

·       Create awareness to departments about VF MFI project loan products;

·       Work closely with the project loan funding organization for smooth implementation of project loan products within the Institution

·       Assists the department senior manager in preparing the project loans’ annual plans and budget;


Project Loans Facilitation (Special focus on school loan)

·       Review the project loan applications and perform credit appraisal on loan applicants and his/her surety/ guarantor, if any;

·       Advises areas, branches and the credit services and portfolio management department on credit applications of school loans and other for approval;

·       Assess client history & performance to recommend for repeat project loans

·       Submits periodic reports and statistical data to the Credit Services & Portfolio Department S/Manager and Project loan partner organization timely basis


Managing Portfolio Quality

·       Closely monitors project loans payment status with branch offices and ensures zero tolerance against past due;

·       Advise area and branch offices to effectively negotiates with project loan clients in arrears;

·       Undertakes timely follow up and analysis of past due loans and proper documentation there of;

·       Advise and assist branch loan officers in managing project loan delinquency crisis;

Job Requirements

·       BA/BSc degree in Banking & Finance, Accounting, Management, Construction Technology, Automotive Technology or related fields is required

·       5 years of experience in related positions.

·       Good teamwork

·       Knowledge of preparation of auto technical specification

·       Property valuation skill

·       Demonstrated technical ability to interact and work effectively with others at all levels;

·       Basic computer skills and excellent written and oral communication skills;

·       Self-starter and perseverance in character;

·       Be proficient in Microsoft with excellent excel spreadsheet skills;

·       Very good communicator

Terms of Employment: Permanent

Closing Date: January 6,2018

How To Apply

Candidates who fulfil the above requirements can submit the application letter, updated curriculum vitae with names and addresses of up to 3 references and non-returnable copies of credentials in person to: Head office Located near Gerji Mebrat Hail square or send to VisionFund Micro Finance Institution (s.c), P.O.BOX 31478 , Addis Ababa, or can apply online on ethiojobs.com

Women applicants are highly encouraged to apply

If you need more information, you can contact HROD department via telephone number: 0116478356

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